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Fire Damage: Your Insurance Policy

It is no secret that having homeowner and property insurance is excellent. Indeed, it feels good knowing that your property will be protected in case of a traumatic event like a fire. However, insurance companies can be tricky, and you need to come prepared if you want them to cover everything. In this article, we will go over how to get the most out of your insurance company if you experience fire damage.

Pictures Are Worth a Thousand Words  

No matter what type of homeowner insurance you have, they are not going to pay for things without proof of fire damage. The best way to demonstrate the current state of your property is through the use of photos. Photos can provide evidence to your insurance company by visualizing the damage. You need to do two things to provide the best source of evidence. First, take photos of all your valuables when you purchase them. Second, take a picture of the same valuables after you experience fire damage. These two photos will show you owned the valuable before the fire, and it was damaged during the fire.

Document Everything  

While photos are fantastic to help your insurance claim, documents can add a nice touch. We already talked about the two-photo method. Alongside the photos, also submit a receipt or invoice that proves the price of the valuable. This two-phase approach will ensure that your claim moves quickly, and it will end in your favor. Also, you must keep all these documents in a safe place. To keep your documents safe, you can either use a safe or scan them into your computer.

The Sooner You Call, the Better 

In a perfect world, you would be the only client your insurance provider has to worry about. Unfortunately, that ideal world is never going to happen. Insurance companies have thousands of customers to deal with daily. With that being said, it can be days or even weeks before you can settle an insurance claim. With all this in mind, you must call your insurance company as soon as possible.

Also, the sooner your insurance claim gets approved, the sooner you can begin the restoration process. The benefit of starting the restoration process as quickly as possible is that it reduces the risk of fire damage destroying valuable property.

Work with the Right Restoration Company 

An important thing to remember is insurance companies will not work with all restoration companies. Indeed, an insurance company will only do business with a restoration company they know will do the job right. It is for this reason you need to select only the very best in the fire damage restoration business. Here at MD Water Restoration, we offer industry-leading fire damage restoration services. We are proud to say we accept most major insurance companies. Come to our website today and learn how we provide the best fire damage restoration in the state of Maryland.

Fire Damage: How Technology Can Save You Money

With all the recent tragedies surrounding fires, more and more people are growing concerned about the risks. Indeed, fire damage can cause substantial damage to your home or property. Also, fire can cost you hundreds if not thousands in repair and restoration costs. With all this in mind, you must have warning systems and other aids in place. Fortunately, technology companies are leading the charge in helping property owners better handle the threat of fire. In this article, we will discuss a few ways that technology will save you money from fire damage. 

The New Wave of Smoke Alarms  

It is safe to say that every home has some sort of smoke detector. In most cases, these smoke detectors are only beneficial if someone is in your home or property. However, with the rise of the “smart home,” smoke detectors are more powerful than ever. Indeed, now you don’t have to be at or near your property to hear your smoke detector. Modern smoke detectors can now use the wifi at your property to send a notification to your phone when it senses smoke. Also, in some cases, you can even sign up for a monthly plan where your smoke detector will contact the authorities on your behalf. We highly recommend you upgrade the smoke detectors in your home to a more modern version. 

How Security Cameras Can Detect Fire and Prevent Fire Damage 

While we are on the topic of “smart homes,” we need to discuss security cameras. You may be thinking, how can security cameras help prevent fire damage? Modern security cameras are way more advanced than they used to be. In fact, most cameras are now able to detect any motion in your property. As the smoke begins to accumulate, your camera will be able to recognize that motion. After your cameras detect any movement, they will then send an alert to your phone. Once again, specific cameras come with the option to alert the proper authorities for you. 

A State-of-The-Art Sprinkler System  

Sprinkler systems are used at both commercial real estate and apartment complexes all over the country to prevent fire. However, a significant downside of using a sprinkler system is the water damage that often occurs. Indeed, a lot of old sprinkler systems had no way of turning themselves off once they were on. The good news for us is technology companies are stepping in to create a better sprinkler system. Detection sensors and software have entered a new generation. Now, a sprinkler system can detect fire faster, which will help prevent fire damage. Also, once the fire is out, the modern sprinkler system will shut itself off, avoiding water damage. 

Sometimes Fire Damage Is Unavoidable 

No matter how good the technology on your property is, sometimes a fire can get out of control. When you experience fire damage, you need a restoration company that can handle the job. Here at MD Water Restoration, we provide industry-leading restoration techniques to the Maryland area. Come to our website today and learn how our services can save you both time and money.

What Happens to All of Your Stuff After a Fire

One of the most traumatic events that can happen in a person’s life is going through a fire. Fires claim millions of dollars a year in property and personal damage. It is easy to get overwhelmed and disheartened when faced with the repair process that takes place after your home or business is destroyed in a fire. However, there are a few things that you can learn to help make the rebuilding process a little more manageable. Keeping detailed records, having insurance, and using a world-class fire restoration company can make your life easier when tragedy strikes. In this article, we will go over in detail what needs to happen to stuff after a fire.

Get Insurance Involved 

It is not uncommon for people to go bankrupt after a fire affects their home or personal business. Indeed, fires cause millions of dollars in damage to people’s homes and businesses. It is essential that you acquire home and/or business insurance to help with the mounting costs. However, we should note that insurance companies are not always willing to put up the cash to help you get back on your feet. To prevent insurance companies from not paying you what you deserve, you need to make detailed records of everything. For example, after a fire, walk around your damaged property and take photos of all the damage that you can see. Also, it is smart to keep financial records of ownership and items that you may have lost during the fire. Keeping records will allow you to prove to the insurance company the total cost of what you have lost.

Call a Restoration Company That Can Handle the Job 

Timing is critical after your personal or business property experiences a fire. Not only do you have fire and smoke damage to worry about, but you also have water damage from the fire trucks putting out the fire. The first call you need to make after your property is safe to enter is a fire and water damage restoration company. Finding a fire and water damage company is going to be the most important thing you do to prevent any further damage to your property. However, you can’t hire just any restoration company. Your property needs the very best in restoration.

Here at MD Water Damage Restoration, we provide industry-leading service to our community. No matter the day or time, we will provide our world-class service to your personal or business property. After you make the call, a team of our highly trained technicians will arrive at your property in as little as sixty minutes. Next, we will provide a free inspection and estimate of the damage. Also, we take the headache out of dealing with insurance costs. We take all our expenses and bill the insurance directly, so you don’t have to. A fire is a traumatic event that sends your life in a tailspin. However, the cleanup and restoration process doesn’t have to be. Call or visit our website and see how MD Water Damage Restoration can give you peace of mind.


Emergency Services and When to Use Them

If an emergency situation occurs in your home or even in an area near you, it’s important to identify whether or not this needs to be reported to a primary emergency service. If something takes place such as a crime or fire damage, you will need to know who exactly should be called and where you can call them. Below are the different possible situations that could occur and what emergency service should be used. 

A Sickness or Injury Has Occurred 

When a disaster involving a person becoming dangerously ill or injured occurs, this is when the emergency medical service should be called. Sometimes when this service is called, you will see the fire department arrive along with emergency medical technicians. All of these workers will be heavily trained in treating the injury or illness you may be facing. 

If the area you’re located in doesn’t contain EMTs, staff members from the medical center or hospital in your community will arrive to help with the emergency the best they can. 

You’ve Witnessed a Crime Take Place 

If you notice any type of crime outbreak, the police station is the best place to get a hold of. The police in your area will work to make sure no one else is feeling unsafe or threatened by any type of dangerous crimes happening. 

If the police ever need any type of back-up to join and assist them in their work, they will call the fire department. The fire department workers keep large crowds away from the areas.  They serve as crowd control for the police department. 

You Spot Fire Damage 

If a fire is currently taking place in a home or building, the fire department should be contacted. These firefighters work to put out any fires and rescue anyone caught in the fire. 

They also work to maintain a safe community by visiting different areas of the community and educating people on the importance of fire safety. Additionally, they help victims recover after experiencing fire or smoke damage to their homes. 

Other Disasters 

If an emergency occurs and you aren’t sure who to contact, dialing 911 could be the smartest action to take. This is the Emergency Communications office. They work to coordinate and handle any emergencies that take place. This office works to make sure everyone in the community and neighborhood remains safe. They connect callers to the respective departments needed to best take care of the issue at hand. 

This office assigns the emergency services to the necessary departments using a call via radio. It’s always open and able to take people’s calls. If you witness an emergency, they are always there to help. 

Call Your Local Restoration Company 

If the damage has already occurred and you’ve contacted the emergency authorities, MD Restoration is still available to help. Whether you’ve experienced fire damage or other disasters, we can help your home with damage repairs. We can provide the tools necessary in order to help you recover from any disasters that have taken place. 

For a free estimate, give us a call anytime at (240) 370-5582.

What to Do If There’s a Fire in Your Home

House fires are scary things. It’s not uncommon for families to freeze in shock when a disaster strikes. But you need to deal with fire damage quickly if you want to save your home. That’s why MD Water Restoration wants to help you plan on what to do if there is a fire in your home. Fire damage can look devastating, but it is fixable.

Use a Fire Extinguisher

If there is a fire in your home and it’s small enough, you can put it out yourself. At the first sign of a fire, resist the urge to automatically throw water at it. Sometimes water can make things worse or even cause you to get electrocuted. Electrical fires and stove fires should be put out by a fire extinguisher or left to a professional to deal with. Your home should always have a fire extinguisher at the ready in case of fires.

Get to a Safe Place

When a fire is bigger than you can handle, you need to get out of the fire’s way. Fire damage will spread quickly, which means you should leave your home as soon as possible. Even if the fire is only in one room, smoke damage will spread into other rooms through doors and air vents. Breathing in smoke can be just as dangerous as the flames. If you can safely leave your home, that should be your first priority. Once you are safe, call 911 to have the fire put out by the fire department.

Call A Restoration Company

When all is said and done, the fire will be out but fire damage will be left behind. Whatever the fire touched will probably be burnt or singed, soot will be everywhere, and smoke damage goes a lot farther than fire damage. This means rooms that the fire may not have touched will still be filled with smoke, especially on upholstery or carpets. Plus, there will be water damage from the fire department’s hoses. This is not a job to take on yourself. A restoration company will have the right tools to measure the air quality in your home, restore home fixtures, appliances, and furniture that weren’t completely destroyed, and get rid of things that just need to be thrown away. Once the work is completed, the restoration company can tell you when it’s safe to live in your home again.

MD Water Restoration is here to help after a fire, flood, or any other home disaster. We have the right tools to treat fire damage and restore your home to how it was prior to a fire. Give us a call 24/7 for your free estimate at (240) 370-5582.

Dos and Don’ts of Fire Damage Restoration

Dealing with a fire is a very traumatic event. The days and weeks following a fire are overwhelming and stressful. However, for the best restoration and money savings, it is best to clean up fire damage as quickly as possible. Once everyone is out safely, and you get the okay to go back home, it is time to start a fire restoration plan. While making a plan, you should know the dos and don’ts of fire restoration. If you don’t follow these rules, then you could end up with more fire damage.

Do: Always Be Safe

Safety should always be your number-one priority when it comes to cleaning up after a fire. If you are unsure about something or don’t know how to handle certain things, then it is best to wait for a professional to help.

Don’t: Use Food Items or Canned Goods

Fire can do a lot of harm to food and canned goods. It is best to throw out any food or canned goods that were exposed to the fire. Throwing these items out will save you from an illness you don’t want.

Do: Call Your Insurance Company

It is important that the first call you make is to your insurance company. Your insurance will want to know that you had a fire and the extent of it. It is best to also take pictures to send to your insurance company. The sooner you file an insurance claim, the sooner someone will be out to assess the damage. Keep in mind that insurance claims take some time, so it is in your best interest to file a claim as soon as possible.

Don’t: Use Any Outlets or Other Electronics

The first thing you may want to do is flip the light switch or plug something in to see if the power works. Doing this can be hazardous to your safety. It is best to wait until the professionals check your electronics out before using them.

Do: Keep Receipts

You should keep any receipt that has to do with the fire damage restoration. Having receipts to hand over to the insurance company will help with the claim. Insurance companies will usually not just take your word; they will want some proof.

Don’t: Clean Anything

The first thing you will want to do is clean the walls and floors. However, it is best to leave them alone until the insurance assesses the damage. If you tamper with anything, you may not get all the money you need to cover the damages.

Do: Call the Professionals

While it is easy to do some fire damage restoration yourself, not all of it is fun. When it comes to fire restoration, there are a lot of dos and don’ts that you need to know. Instead of adding more stress to your life, you should call the professionals. Professional restoration companies will help you clean and restore your home. They will also get you the information you need for your insurance claim. Instead of doing everything yourself, call the experts at MD Restoration.